Retirement used to be simple. You worked, you got a pension, and Social Security helped fill in the gaps. But things have changed—and fast.
In this episode, we’re talking all about the history of financial planning. You might be wondering, why would we do that?
Well, when you understand where financial planning started, it begins to make sense why things feel so overwhelming today—and how a more coordinated approach can make life a whole lot easier.
We’ll walk you through how things evolved—from the days of pensions and Social Security to the rise of the 401(k)—and how that shift left many retirees trying to figure it all out on their own. We’ll also share how that history shaped the way we work at Arcadia Financial, and why having a trusted team around you makes everything from tough transitions to bucket-list dreams feel much more doable.
KEY TAKEAWAYS:
- What Retirement Looked Like Before Pensions & Social Security
- The Rise (and Fall) of the Pension System in America
- How the 401(k) Changed Retirement Forever
- Why Retirement Planning Feels So Overwhelming Today
- When Your Financial Team Isn’t on the Same Page
- What If You Didn't Need Millions to Get Family Office Service?
- Arcadia’s Complete Financial Planning Process
- Why Retirement is About More than Just the Money
SHOW NOTES
Get full access to the show notes and resources mentioned by visiting: https://arcadia.financial/evolution-of-financial-planning/
DISCLOSURE:
Arcadia Financial is a SEC/New Hampshire registered investment adviser. Information presented is for educational purposes only, intended for a general audience. The information does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Arcadia Financial has reasonable belief that this marketing does not include any false or material misleading statements or omissions of facts regarding services, investment, or client experience.
Arcadia Financial has reasonable belief that the content as a whole will not cause an untrue or misleading implication regarding the adviser’s services, investments, or client experiences. Arcadia Financial has presented information in a fair and balanced manner. Arcadia Financial is not giving tax, legal or accounting advice, consult a professional tax or legal representative if needed.
Investment advisory services are offered through Arcadia Wealth Management, LLC, a Registered Investment Adviser. Insurance products and services are offered and sold through Arcadia Financial Group, LLC and individually licensed and appointed insurance agents. Bookkeeping and tax preparation services offered through Arcadia Tax, LLC. Arcadia Financial Group, LLC, Arcadia Wealth Management, LLC, and Arcadia Tax, LLC are affiliated but separate entities.
