Retirement should feel like every day is a Saturday! Mike and Jess Panico, the husband-and-wife team behind Arcadia Financial Group, help retirees turn financial confidence into a lifestyle they love. From their own humble beginnings in a heatless basement, they built Arcadia Financial to help others make the most of their next chapter through smart, intentional financial planning.
On the Saturday State of Mind podcast, Mike and Jess share real retirement stories, smart financial strategies, and inspiration for building a fulfilling, stress-free retirement.
In this inspirational conversation, Al Chau shares his journey from his early childhood in Peru to the transformative decision to move to the United States as a teenager with his mother and brother. Al opens up about the cultural complexity of growing up as a Chinese-Peruvian and how his experience of living in the U.S. shaped his identity into becoming the great husband and father that he is today.
After arriving in the United States and earning scholarships to study chemistry and engineering, Al found his footing in the pharmaceutical industry, where he built a successful career that enriched his life and allowed him to raise a family. He reflects on the challenges he faced when immigrating to a new country, the family values that grounded him, and the importance of hard work and humility as pillars for success and the American Dream.
In our conversation, Al offers thoughtful insights on what it means to have enough money to live comfortably. From growing up in an upper-middle-class home in Peru to losing everything and arriving in the U.S. with just $100 in life savings, his perspective on family, purpose, and building a life with meaning will resonate with anyone navigating big transitions or questioning what comes next.
KEY TAKEAWAYS:
- Introducing Al Chau
- The Culture Shock of Moving to the U.S. From Peru
- Honing His Skills By Helping Mom With Her Business
- Mom Was Lenient Most of the Time, Not Always!
- Earning scholarships at Cornell University, then dropping out
- The First Real Job After College Was An Accident
- Al’s Entrepreneurial Journey and Meeting His Future Wife
- How Al Competed with Competitors in Pharmaceuticals
- Al’s Entrepreneur’s Mindset and Key to Success
- Having fun “intentionally” losing a child at the zoo
- Navigating Entrepreneurship and Raising Kids
- Pursuing a New Passion as a Pilot
- Al’s future aspirations and living everyday like a Saturday
SHOW NOTES
Get full access to the show notes and resources mentioned by visiting: https://arcadia.financial/al-chau
DISCLOSURE:
Arcadia Wealth Management, LLC (Arcadia) is an investment adviser registered with the U.S. Securities and Exchange Commission (SEC) and the state of New Hampshire. The information presented in this video is for educational and informational purposes only and is intended for a broad, general audience. It is not intended as, and should not be construed as, an offer, solicitation, or recommendation to buy or sell any securities or to adopt any investment strategy. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. Any references to investment strategies, philosophies, or client experiences are illustrative and may not be representative of all clients or outcomes.
This episode features a client engaged with Arcadia as of this recording, who is sharing their personal experience. Their opinions are their own and do not necessarily reflect the views of Arcadia. This client received a token of appreciation of nominal value for their participation. They were not promised or provided additional compensation, preferential treatment, or investment advice for appearing.
Arcadia Financial has a reasonable basis to believe that this content does not include any false or materially misleading statements and presents information in a fair and balanced manner. No portion of this communication should be construed as tax, legal, or accounting advice. Please consult your own tax or legal professional for guidance specific to your situation.
Investment advisory services are provided through Arcadia Wealth Management, LLC, an SEC-registered investment adviser. Insurance products and services are offered through Arcadia Financial Group, LLC, by appropriately licensed agents. Bookkeeping and tax preparation services are provided by Arcadia Tax, LLC. These affiliated entities operate independently but are under common ownership.
